As legislatures around the country begin considering policies related to programmable money, one of the biggest challenges is helping policymakers understand the range of possible outcomes and determining what legislative guardrails, if any, should be established before these technologies become widely adopted.

For this month's Financial Transaction Freedom briefing, we're taking a different approach. Rather than a traditional presentation, this will be an interactive working session where participants will help us evaluate a new scenario planning framework designed to identify and communicate the potential risks and opportunities associated with programmable money.

We'll begin with a brief overview of programmable money and the concept of the "third lock," including the difference between manual and automated transaction controls. From there, we'll introduce four possible future scenarios that explore different paths programmable money could take. 

Throughout the briefing, participants will use live Zoom polls to share their views. Together, we'll explore questions such as:

• What is programmable money?
• What is the third lock? And what can happen when it's automated with AI? 
• What are the most likely implementation scenarios?
• What do you believe is the intent of those driving programmable money?
• How likely is each of the four future scenarios?
• At what point do legislative guardrails become appropriate?
• Which legislative actions would be most effective in preserving financial transaction freedom?

You can read more about some of what we'll be discussing here: https://solari.com/programmable-money-four-scenarios/

A central question we'll explore is whether legislative guardrails should depend on assumptions about intent. Even if programmable money is developed with beneficial goals, should reasonable safeguards be established before it becomes part of our financial infrastructure? What guardrails would be prudent regardless of whether the ultimate outcome is positive or negative?

We'll also review current legislative proposals such as cash acceptance legislation, protections against programmable money, and the emerging concept of a Right to a Non-Digital Life and invite participants to weigh in on their effectiveness and identify additional legislative ideas that should be considered.

Our goal is to develop a practical, balanced, and realistic framework that legislators and advocates can use to evaluate programmable money and communicate the issues effectively. We hope you'll join us for what promises to be our most interactive Financial Transaction Freedom briefing yet. 

Register for the zoom here: https://us02web.zoom.us/webinar/register/WN_MoiJduKaQoWcanBSpZNUqw#/registration 

In freedom, 
The Solari Team